Peter Maternaghan
Peter runs the business alongside wife, Rhonda, who is also a Director. Together they’ve created a family-run firm that puts people first, offering clear, no nonsense advice with a personal touch.
Outside of work, Peter’s world is firmly rooted in family and community. He and Rhonda have seven children in a busy, joy filled home life.
He’s also an active school governor and involved in his local church – roles that reflect his strong values of service, faith, and community.
About
Starting in the financial services industry in 2002, Peter has earned a strong reputation for delivering honest, practical advice that cuts through jargon and empowers people to take control of their financial lives. As the founder or MortgageWise & Smart Wealth, Peter has combined decades of hands-on experience with a genuine passion for helping individuals and families navigate some of life’s most important financial decisions.
Throughout his career, Peter has helped clients from all works of life- first-time buyers, seasoned homeowners, self-employed professionals, and those approaching retirement – find clarity and confidence when it comes to their money. Whether it’s structuring the right mortgage, building long-term wealth, or creating a clear retirement plan, Peter’s approach is always the same: clear communication, practical solutions, and advice tailored to each client’s unique circumstances.
What truly sets Peter apart is the care he brings to every conversation. Financial planning can often feel overwhelming or impersonal, but Peter’s clients often describe the experience as reassuring, even refreshing – like talking with someone who not only understands the numbers but truly understands them. He takes the time to listen, explain options in plain English, and make sure his clients walk away feeling more in control, more informed, and more optimistic about their future.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
